Jesse Collins
4 days ago

In late 2015, the Consumer Financial Protection Bureau (CFPB) instituted several revisions to the loan disclosure process required for residential mortgage loans. Known as TRID, the TILA/RESPA Integrated Disclosures Act was designed to help borrowers better understand the terms of their proposed new mortgage loan. Specifically, the Loan Estimate and Closing Disclosure were created in
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Jesse Collins
2 months ago

Whether you’re buying your first house or getting ready to refinance, choosing the right loan product is a vital part of the process. Understanding interest rates and loan programs allows you to make an informed decision about the best way to finance what is likely to be the most valuable investment of your life. Mortgage
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Robert Cohan
3 months ago

Do you work for Google, Facebook, Snapchat or one of the many flourishing startups in California? Restricted stock units are a prime example of a financial incentive provided to employees of companies like these. When you have a non-traditional income from working at either a privately held or publicly held company, you may wonder whether
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Robert Cohan
4 months ago

Before you apply for a mortgage it is a good idea to compare interest rates. Shopping for mortgage interest rates is not your typical shopping expedition, but some research can save you in the long run. Even the slightest shift in your loan’s interest rate impacts your monthly mortgage payment and the amount of interest
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Robert Cohan
6 months ago

A new year gives us a clean slate and an opportunity to improve our lives. One of the best ways to do that is by improving our finances. Here are the financial resolutions that will put you on track to do just that. Get a Clear Picture Before you can make a plan to improve
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Jesse Collins
10 months ago

The Rise of the New Economy: Moonlighting in the 21st Century There are 53 million Americans working in the freelance economy. Of those, about 14 million are “moonlighters,” people who are traditionally employed but make supplemental income through things like consulting and freelancing. That additional income can add up to a pretty penny when combined with
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