Call us: 415.813.4001 Open tomorrow: 8am - 7pm

Carlyle Financial - Your Personal Mortgage Bank

Extraordinary Service for Extraordinary Clients.

We're built to cater to your every mortgage need. You expect the best and that is exactly what you'll get.

Apply Now Get Started

Your Personal Mortgage Lender.

Carlyle Financial is a California-based mortgage lender with a commitment to clear and simple home loan solutions. As a direct lender, we offer extensive mortgage options to fit your needs and goals

Expanding your portfolio?

Minimize risk and maximize cash flow on your residential and commercial investments. We provide several lending options to assist you with expanding your portfolio. Our mortgage bankers are well-versed in the areas of multifamily and non-residential investment lending.

We provide a full range of lending products and services including interest-only payments, cash-out refinances, and corporate entity vesting.

Learn More

Need an interest-only Jumbo ARM?

Choose from a wide variety of rates and terms, including interest‑only payments and fixed or adjustable‑rate programs. We offer an extensive suite of jumbo and super‑jumbo loan options tailored to your needs. Our jumbo loans can also be used to purchase a second home or investment property.

We underwrite and fund our own jumbo home loans to save you time and prevent the headaches that come with using an outside lender.

Get More Options

Mortgage Calculator

Explore your payment options with loan amounts, rates, and terms below. This model is based on a fixed-rate loan and calculates the first month’s mortgage payment as an example. Compare other financing scenarios here.

Loan Amount ($)
$340,000.00
Interest Rate (%)
3.250%
Loan Term
30 years
Monthly Mortgage Payment
Principal Payment
$944.44
Interest Payment
$535.26
Total Monthly Payment
$1,481.85/month

From The Carlyle Financial Blog

View All
Read more

September Fed Meeting: First Rate Hike in September in 13 Years

Read more

NEWS: What Beyoncé and These Billionaires Have in Common: Massive Mortgages

Read more

NEWS: What is a jumbo mortgage and when do you need one?

Robert and Devin provided outstanding service and guidance throughout the entire refinance process. I would highly recommend this team.

- JNCI, Palos Verde, CA
As seen on

The refinance process was quick with faster than expected turnaround times at different stages of processing. Robert and Katheryn were the team I worked with and had a great experience. On the document submission, I worked mostly with Katheryn she did a good job of keeping me informed of requests and submissions and feedback from Underwriting. Extremely well organized team with an excellent pre-screen process they will let you know if it can go ahead or not based on preliminary data and keep their commitment from there on.

The best part is they accept RSU income which is a problem with many banks. The rate is also lower than what you can get with most online applications. Will definitely recommend them to everyone looking for a new mortgage or a refinance.

- Prq, Santa Clara, CA
As seen on

We had a wonderful experience with Carlyle Financial from start to finish! Robert was extremely knowledgeable and able to move the process along very quickly for us. We highly recommend Carlyle Financial!

- Jessica, Alamo, CA
As seen on

Robert and the Carlyle make the financing process understandable. They help you overcome any issues, they explain what's going on, they are very patient throughout the whole process. They truly are on your team.

- Casey B., San Francisco, CA
As seen on

When no one else can help Carlyle Financial can! Finally managed to get my dream San Francisco place and then 8 months later we refinanced from 5.125% to 3.875% - rabbit out of the hat! Dedicated to ensuring they find something that works for you.

- Leena, San Francisco, CA
As seen on