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Carlyle Financial - Your Personal Mortgage Bank

Extraordinary Service for Extraordinary Clients.

We're built to cater to your every mortgage need. You expect the best and that is exactly what you'll get.

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Your Personal Mortgage Lender.

Carlyle Financial is a California-based mortgage lender with a commitment to clear and simple home loan solutions. As a direct lender, we offer extensive mortgage options to fit your needs and goals

Expanding your portfolio?

Minimize risk and maximize cash flow on your residential and commercial investments. We provide several lending options to assist you with expanding your portfolio. Our mortgage bankers are well-versed in the areas of multifamily and non-residential investment lending.

We provide a full range of lending products and services including interest-only payments, cash-out refinances, and corporate entity vesting.

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Is FHA Financing right for you?

We are an approved Federal Housing Administration lender. Conventional loans generally require a 20 percent down payment of the purchase price, however, borrowers who choose FHA Financing can put down as little as 3.5 percent. Ideal for borrowers with limited credit history as FHA loans allow the use of non-traditional items - such as utilities and mobile phone accounts - in place of standard credit accounts typically required for home loans.

We provide you with an extensive suite of jumbo and super‑jumbo loan options for purchasing a home or investing in new property. Our experienced mortgage bankers find you the best rates and terms available.

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Need an interest-only Jumbo ARM?

Choose from a wide variety of rates and terms, including interest‑only payments and fixed or adjustable‑rate programs. We offer an extensive suite of jumbo and super‑jumbo loan options tailored to your needs. Our jumbo loans can also be used to purchase a second home or investment property.

We underwrite and fund our own jumbo home loans to save you time and prevent the headaches that come with using an outside lender.

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Our loan in San Francisco needed special attention due to the complexity of our situation. Multi unit investment property with multiple owners at a fantastic rate. The competitors couldn't come close. Carlyle Financial is my new go to team for any future financing. I couldn't be happier. Thank you!!

- Paul R., San Francisco, CA
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I did a jumbo mortgage refinance with Carlyle Financial. I had excellent experience with them. The whole process was smooth with exceptional level of service provided to me by Robert and his team.

- Nilesh, Palo Alto, CA
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Carlyle Financial is fantastic. Robert made the loan process so easy and painless. I was working with a couple different brokers that all made promises but only Carlyle Financial delivered. Robert got me a $3.2MM home loan when all others said I only qualified for less than a million. I recommend him to all my friends and family.

- Dan, Bever
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We did two loans simultaneously (a jumbo cash-out refi along with a jumbo purchase) and all went smoothly. Robert and his team were excellent. I would definitely recommend them.

- Dawn, Topanga, CA
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When no one else can help Carlyle Financial can! Finally managed to get my dream San Francisco place and then 8 months later we refinanced from 5.125% to 3.875% - rabbit out of the hat! Dedicated to ensuring they find something that works for you.

- Leena, San Francisco, CA
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