Carlyle Financial - California's Personal Mortgage Bank

Clear. Simple. True Peace of Mind.

We process, approve, and fund in-house. Our lending is agile, straightforward, and transparent. Stay organized, receive regular updates, and talk to real people every time you call.

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Your Personal Mortgage Bank.

Carlyle Financial is a California-based mortgage bank with a commitment to clear and simple home loan solutions. As a direct lender, we offer extensive mortgage options in a single place including jumbo home loans, ARMs, and interest-only mortgages.

Expanding your portfolio?

Minimize risk and maximize cash flow on your residential and commercial investments. We provide several lending options to assist you with expanding your portfolio. Our mortgage bankers are well-versed in the areas of multifamily and non-residential investment lending.

We provide a full range of lending products and services including interest-only payments, cash-out refinances, and corporate entity vesting.

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Is FHA Financing right for you?

We are an approved Federal Housing Administration lender. Conventional loans generally require a 20 percent down payment of the purchase price, however, borrowers who choose FHA Financing can put down as little as 3.5 percent. Ideal for borrowers with limited credit history as FHA loans allow the use of non-traditional items - such as utilities and mobile phone accounts - in place of standard credit accounts typically required for home loans.

We provide you with an extensive suite of jumbo and super‑jumbo loan options for purchasing a home or investing in new property. Our experienced mortgage bankers find you the best rates and terms available.

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Need an interest-only Jumbo ARM?

Choose from a wide variety of rates and terms, including interest‑only payments and fixed or adjustable‑rate programs. We offer an extensive suite of jumbo and super‑jumbo loan options tailored to your needs. Our jumbo loans can also be used to purchase a second home or investment property.

We underwrite and fund our own jumbo home loans to save you time and prevent the headaches that come with using an outside lender.

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Latest Blog Posts

This week marked the fourth 2017 meeting of the FOMC, and as expected a .25%  increase to the federal funds rate was announced. The Committee’s statement supported its action, which puts the latest target range at 1.0% to 1.25%, based on “realized and expected labor market conditions and inflation.” As any market watcher knows, the...
This week marked the fourth 2017 meeting of the FOMC, and as...
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I'm extremely impressed with Robert and his team. They took the time to listen carefully and worked to put me in the best position for a new home loan. The turnaround for responses to all my questions was very short. His availability was incredible; they were even open to calls after business hours which was more convenient for me. I highly recommend them to anyone.

- CVA, Los, Angeles, CA
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I refinance often so I have a good understanding of what it takes to get things done. Robert and his team were fast, efficient, and got me the best possible rate around.

- Jon, San Francisco, CA
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I have worked with many mortgage companies before, and Carlyle Financial in Beverly Hills really takes their job seriously, and does it with exceptional excellence and pride. Thanks so much for your caring and your expertise.

- Andrew, Beverly Hills, CA
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Robert and the Carlyle make the financing process understandable. They help you overcome any issues, they explain what's going on, they are very patient throughout the whole process. They truly are on your team.

- Casey B., San Francisco, CA
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We made a home purchase with a jumbo mortgage with Carlyle Financial. Robert and Katheryn are fantastic to work with. They are very knowledgeable, professional and responsive.

- Colleen, Foster City, CA
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