Carlyle Financial - California's Personal Mortgage Bank

Clear. Simple. True Peace of Mind.

We process, approve, and fund in-house. Our lending is agile, straightforward, and transparent. Stay organized, receive regular updates, and talk to real people every time you call.

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Your Personal Mortgage Bank.

Carlyle Financial is a California-based mortgage bank with a commitment to clear and simple home loan solutions. As a direct lender, we offer extensive mortgage options in a single place including jumbo home loans, ARMs, and interest-only mortgages.

Expanding your portfolio?

Minimize risk and maximize cash flow on your residential and commercial investments. We provide several lending options to assist you with expanding your portfolio. Our mortgage bankers are well-versed in the areas of multifamily and non-residential investment lending.

We provide a full range of lending products and services including interest-only payments, cash-out refinances, and corporate entity vesting.

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Is FHA Financing right for you?

We are an approved Federal Housing Administration lender. Conventional loans generally require a 20 percent down payment of the purchase price, however, borrowers who choose FHA Financing can put down as little as 3.5 percent. Ideal for borrowers with limited credit history as FHA loans allow the use of non-traditional items - such as utilities and mobile phone accounts - in place of standard credit accounts typically required for home loans.

We provide you with an extensive suite of jumbo and super‑jumbo loan options for purchasing a home or investing in new property. Our experienced mortgage bankers find you the best rates and terms available.

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Need an interest-only Jumbo ARM?

Choose from a wide variety of rates and terms, including interest‑only payments and fixed or adjustable‑rate programs. We offer an extensive suite of jumbo and super‑jumbo loan options tailored to your needs. Our jumbo loans can also be used to purchase a second home or investment property.

We underwrite and fund our own jumbo home loans to save you time and prevent the headaches that come with using an outside lender.

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Latest Blog Posts

Today’s FOMC meeting in Washington, DC met expectations by moving forward with a new rate hike. The federal funds rate increased from 0.75 percent to 1.0 percent. This quarter-percent rise indicates the Federal Reserve’s growing confidence in the nation’s economy as it tries to normalize interest rates little by little. The last increase took places...
Today’s FOMC meeting in Washington, DC met expectations by...
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Carlyle Financial is fantastic. Robert made the loan process so easy and painless. I was working with a couple different brokers that all made promises but only Carlyle Financial delivered. Robert got me a $3.2MM home loan when all others said I only qualified for less than a million. I recommend him to all my friends and family.

- Dan, Bever
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Jesse Collins performed a miracle by helping us close on our first house in 8 days. 8 DAYS! Right down to the wire, Jesse was efficient, professional, extremely helpful, and most importantly, provided THE most competitive rates around.

- jennifer1972, Berkeley, CA
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rom beginning to end...we found the team capable and committed to delivering our family an excellent outcome - which they did! We needed to work through some complex issues, and the team always stayed ahead of them with suggestions and advice which kept the process moving. Great experience - highly recommend! Thank you!

- Paul, San Francisco
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I refinance often so I have a good understanding of what it takes to get things done. Robert and his team were fast, efficient, and got me the best possible rate around.

- Jon, San Francisco, CA
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I had a unique situation with my jumbo non-conforming loan that made the financing process non-standard... Robert and his team handled it without skipping a beat...Most importantly, from beginning to end, the team conveyed a strong sense that they valued me as a customer. I worked with another group prior to Carlyle Financial and the contrast was stark. Robert and the others are an entirely different class. I should also mention that Carlyle Financial had access to rates on my jumbo loan that were a good 0.5% lower than what others were offering.

- Bryan, Los Angeles, CA
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